Having Mortgage Problems?
MORTGAGE HELP IN LINCOLN & SURROUNDING AREAS
By Malcolm Davidson & The Team at Lincolnmoneyman
– Experienced Mortgage Brokers – Having Problems getting a Mortgage – Mortgage Problem Solving in Lincoln & Surrounding Areas –
We find that many of our clients have approached their own high street bank for mortgage advice and they have been unable to help due to their lending criteria, credit score, the type of property being mortgaged, or simply they will not lend enough for your needs.
We have noticed that our clients life’s are becoming more and more complicated and the high street banks are more than likely not able to accommodate this and provide mortgage advice for these specialist, more complicated situations.
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OR – Got a COMPLICATED Mortgage Situation …. ??
Specialist Mortgage Advice
We may be able to help!
Here are some of the situations we deal with on a daily basis:
- Bank wont lend you enough
- Failed credit score at your bank
- Adverse / Bad credit / DMP (note overall cost for comparison (%) figure in footer of webpage)
- You do not meet your banks lending criteria
- Remortgage and capital raising
- Your income make up, i.e. salary, dividend, benefits, drawings, net profit etc
- Your employment status, i.e. contract, professional, self employed, employed, business owner
- The property type i.e. non-standard construction, high rise flats, apartment block
- Letting out your existing home to buy a new one – Let to Buy
- Mortgage Lender will not deal with you direct
- Can’t get an appointment with your bank quick enough
- Your existing credit commitments
- Marital status, i.e. married buying in sole name, divorce, separation
- Starting a new job or recently changed employer
- Self employed / Limited company status change
- Buying from or with a family member
- Buying from your landlord
- On Maternity leave
- Buying a property below market value
- Need a fast decision?
- Looking to remove a person from a mortgage
- Anything else …??
If your situation is not listed above then I’m sure it will be something that we have come across before.
Without the help of a Specialist Mortgage Broker like us it can be a minefield trying to establish mortgage lending criteria and firing applications off left, right and centre will have a NEGATIVE IMPACT on your credit score which could well prevent you qualifying for any mortgage deal until it is rebuilt over time.
We have access to many specialist mortgage lenders who all have different mortgage criteria. It is our job to utilise our knowledge and experience to recommend the most suitable lender based on your personal situation – We aim to be RIGHT FIRST TIME !!
We are NOT tied to Estate Agents…
Unlike a lot of other Mortgage Brokers, we are NOT TIED to Estate Agents so we work for ONLY YOU with your interests at heart.
Having problems Mortgage Advice in Lincoln & Surrounding Areas,
Experienced Mortgage Broker in Lincoln
( Call / E-mail or Text )