According to The Mirror website today, one in six families who have applied for a mortgage in the last 10 years say they have been turned down or offered a lower amount of money dueContinue reading
Category: First Time Buyer Mortgages
When lenders ask for your bank statements you can expect them to look for a variety of things. However, their one overriding objective is to assess whether you are the sort of person who managesContinue reading
Why an Interest Rate Cut May Not Make Your Mortgage Cheaper… Malcolm Davidson – Mortgage Broker
With interest rates having being stable at 0.5% for over 7 years, the Bank of England’s decision this week to leaveContinue reading
The amount you can borrow for your mortgage is dictated by your income and expenditure and the Lenders’ own affordability calculation models, but a recent article from the Daily Mail suggests housing takes up approximatelyContinue reading
Mortgage Protection Insurance is a term used to encompass various different types of cover designed to protect borrowers from events which could severely impact upon their ability to maintain mortgage payments. There are different variationsContinue reading
The Bank of Mum and Dad is a phrase used to express money lent to children by their parents.
In recent news, Legal and General claim that The Bank of Mum and Dad is equivalent toContinue reading
Help to Buy Mortgage Advice by Lincolnmoneyman
EXPERIENCED MORTGAGE BROKER
IN LINCOLN & SURROUNDING AREAS Help to Buy: Equity Loan
– Open & Honest Mortgage Advice in Lincoln
Since the introduction of the Governments Help to Buy schemeContinue reading
What is a Mortgage Agreement in Principle?
EXPERIENCED Mortgage Brokers in Lincoln & Surrounding Areas The Value of a Mortgage Agreement in Principle
How having your mortgage agreed at the outset can help youContinue reading
Why Get Mortgage Advice?
The Value of Mortgage Advice in Lincoln
Most people only arrange a mortgage every few years whereas Mortgage Brokers are working with Lenders on behalf of clients day in day out. AsContinue reading
This week I celebrate 20 years since I started out as a Mortgage Broker and here I reflect on the last 2 decades and perhaps what could lie in ahead for the future.
The market in Continue reading