Building up a picture of your individual financial circumstances is the way that our Mortgage Advisors in Lincoln help to find the most suitable mortgage for you. To achieve this, we will always strongly recommend that you obtain a copy of your current credit report.
To do this, we recommend using the ‘Check My File’ report agency. It works by accessing data from the 4 main Credit Reference Agencies, providing a detailed insight into your credit profile. The data that is held may differ in some circumstances, depending on which agency you choose to use. This is why we recommend using Check My File so that we can analyse the data from all 4 agencies.
The next step in the process depends on what type of device you choose to use to email your credit report to us i.e. Laptop PC, Android, iPhone. It can be a little more difficult sending your credit report from your mobile phone.
Our Mortgage Advisors in Lincoln with be able to go over your mortgage options with very accurately when they have reviewed your credit file and made contact with you.
As a knowledgeable Mortgage Broker in Lincoln, our wealth of experience means that we can help with the different criteria set out by many lenders that we work with. Some of these are Specialist Lenders. If you require more information on this, please see our Specialist Mortgage Advice in Lincoln pages.
Whether you are a First Time Buyer in Lincoln or are looking to Move Home in Lincoln, our expertise, partnered with the information you have provided to us in your credit report will help us recommend the most suitable mortgage.
Book your free mortgage consultation today and speak to an expert mortgage advisor in Lincoln.